We buy electronics such as smartphones, televisions, laptops and various other household gadgets to make our daily lives comfortable. However, while some of us get the same device for lesser price, there are people to whom it costs a bomb. On detailed analysis, one would find that there are various factors behind an e-tailer selling the same device for lesser price than the other. There are offers like BT mobile phones pay monthly in the market wherein an individual can simply select the smartphone he likes and make the down payment for the same. Thereafter, rest of the amount is divided equally for the rest of the months.
Wave of No Cost EMI
Earlier, the online retailers used to offer EMI options where the total amount was divided into EMI. Now, a new wave of zero interest has come with some of the most popular online retailers not charging any interest on the EMI, thereby making the lives of the customers easier.
Pay monthly option has caught the attention of the customers as it saves them from giving up on their savings at once which has been the result of patience and planning for years. An individual who is a salaried professional or self employed can keep paying the monthly installments from the earnings which he does on monthly basis. When you are selecting a retailer to buy the devices, check out for the zero cost EMI or installment option because it would save you the interest and other hidden costs which you used to pay earlier.